- Atribut anti perdamaian
Tak dapat dipungkiri dengan kehadiran beberapa atribut yang menyulut kebencian antar kedua supporter. Baik berupa syal maupun baju dan atribut lainnya. Celakanya masing-masing suporter merasa bangga menggunakannya. Mereka bangga karena merasa membela dan berempati terhadap rekan-rekannya yang menjadi korban penyerangan.
- Balas dendam
Darah dibalas darah, itulah yang masih tertancap di jiwa sebagian suporternya nih guys. Ini mungkin adalh Hal yang wajar bagi seorang manusia yang berempati terhadap kerabat dekatnya, apalagi sesama suporter yang sudah menjadi keluarga besar. Selain itu, balas membalas selalu terjadi, karena masing-masing pihak merasa harga dirinya sebagai suporter kedua klub terinjak-injak.
Nah itu tadi adalah 5 hal yang Membuat The Jak dan Viking Sulit untuk Berdamai. Tidak seperti membalikan telapak tangan untuk membuat seluruh suporter The Jak dan Viking berdamai seutuhnya. Perlu dicarikan solusi yang tepat baik dari pihak suporter, manajemen klub, kepolisian, dan masyarakat.
Semoga tidak terjadi pertikaian lagi ya guys dan kita tetap dukung persepakbolaan Indonesia agar menjadi lebih baik.
Insurance Claim Attorneys will usually represent policyholders for bad faith practices. Bad Faith is a whole other issue and sometimes happens after the Appraisal Process has been completed. Bad Faith claims are for much larger suites against insurance companies when it is alleged that they did not act with good faith of the policy they sold to the policyholder. In summary; disputes between the amount of damages and repairs will follow the Appraisal Process before entering into the legal system. Many Insurance Attorneys will also advise the policyholder to engage in the Appraisal Process before any lawsuits will begin.
How Do I know if the Insurance Appraisal Process is a Good Option for My Claim?
If the Appraisal Clause is in your policy then it is always an option. However, it’s wise to point out that Appraisal is usually an option when there is a substantial difference in the amount between the two estimate totals. For example; let’s say a fire completely destroys a house and the homeowner’s personal property within it (Know as the Contents). The differences between what the insurance company wants to pay and what you wish to receive is $5,000. In this situation, the Appraisal Process is not the best idea. After paying the fees involved for the appraisal, you may not end up with much of the $5,000 being disputed.
Now, if we take the same fire that destroys the property and the dispute between the policyholder and the insurance company is $40,000, appraisal should be considered. The policyholder now has a chance to recover substantially more money than originally offered.
Also, the Appraisal Clause is only applicable if a dispute arises from a covered loss. If the insurance company denied the claim as something not covered then this is not a dispute on the amount to repair, but rather a dispute on coverage. For example; homeowners and business policies due not cover floods. Flood policies are purchased separately. So, if there is no coverage for the flood damages then the Appraisal Process is not an option.
Simply put, the Insurance Appraisal Process is to determine the “amount of loss,” to property only. The Appraisal Panel is not to determine coverage, policy provisions, deductibles, how much was previously paid on the claim, etc. Let’s say there was an appraisal for a grand piano that fell off a delivery truck on the highway. The Appraisal Panel’s job is not to determine who’s at fault, the policy coverage limit, if the truck had a registration, or anything other than “How Much is the Piano Worth.”
As with our example earlier, if the insurance company offers a settlement of $10,000 to repair a roof and the policyholder has contractor bids for $15,000, then the Appraisal Process may not be the best option. The Appraisal Process may cost more than the $5,000 that’s being disputed. Unfortunately, the differences in repair/replacement costs are usually much greater. When an insurance company generates an estimate for a claim of $75,000 and the policyholder has acquired professional bids several contractors of $200,000 or more, its time to invoke the appraisal clause.
Beginning The Appraisal Process
Either party associated with the policy can invoke the Appraisal Process. However, such a request must be made in writing. Each policy will have a time limit of when this can take place. Even if a claim has been closed for many years, either party can still dispute the claim and reopen for review. It’s recommended that the request to invoke appraisal be sent via certified mail. Once the request to invoke the Appraisal Clause has been initiated, as explained earlier, each party, the insurance company and policyholder, appoints an Independent Appraiser. (If you wish to invoke the appraisal clause in your policy you need to submit a letter to your insurance company.