Pada 2017 lalu, Suporter Persib dan Persija sempat bersatu di Purwakarta nih guys. Bobotoh dari Viking dan The Jak Mania melakukan aksi pengumpulan seribu tanda tangan sebagai tanda perdamaian ke dua suporter .
Namun, tak sedikit yang meragukan keampuhan dari perdamaian tersebut guys. Terbukti, pada 23 september lalu Seorang suporter the jak mania tewas dikeroyok oleh oknum supporter Persib di Stadion Gelora Bandung Lautan Api.
Nah oleh karena itu guys, Kali ini Kami telah merangkum 5 hal yang Membuat The Jak dan Viking Sulit untuk Berdamai
1. Faktor sejarah
Viking sebagai kelompok suporter Persib terbesar, resmi berdiri pada tahun 1993. Kemudian di tahun 1997 kelompok superter persija mendirikan The Jakmania yang awalnya bernama Persija Fans Club. Gesekan sering terjadi diantara keduanya, puncaknya gesekan terjadi pada tahun 2001 di kuis siapa berani yang pada waktu itu sedang naik daun.
Kuis dengan edisi seporter sepak bola itu , Menghadirkan Viking, the jak, Pasoepati (Solo), Aremania, dan ASI (Asosiasi Suporter Indonesia). Pemenang kuis saat itu adalah Viking. Perwakilan Viking lanjut ke babak terakhir dan berhak atas uang tunai 10 juta rupiah. Namun setelah selesai acara, suporter Viking dilaporkan luka-luka akibat dihajar suporter Persija. Mereka memukuli suporter Viking dengan berbagai macam pentungan, mulai dari pemukul baseball sampai pemukul dari besi. Setelah kejadian ini beberapa kejadian lainnya sering terjadi dan lukanya membekas di para suporternya sampai saat ini.
Many homeowners and business owners find themselves disagreeing with their insurance company’s analysis of their insurance claim. However, most are unaware that they can dispute the insurance company’s findings via the insurance appraisal process! Even though the policyholder (you) submits a contractor’s estimate, receipts for repairs or materials, or even photos showing damages that the insurance company did not include for repairs… they still won’t budge.
Most policyholders are unaware of how to dispute and resolve their claim with the insurance company. Policyholders have a choice and a voice within their policy for this very purpose. It’s called The Appraisal Clause – also know as The Appraisal Provision. Now, don’t let this scare you. It may seem like a fancy clause that would take a law degree to understand. However, a simple way to understand it is that it’s the insurance industry’s version of arbitration. Although similar, the Appraisal Process is NOT an arbitration or mediation and the umpire is not an arbitrator, mediator, or judge. Insurance Appraisal, Mediation, and Arbitration are separate things.
In short; Arbitration requires attorneys and a legal process, where Insurance Appraisal does not require attorneys or a legal process. Arbitration is a dispute between two parties for any reason, where as, the Insurance Appraisal Process is a dispute between the “value or cost,” to repair or replace property only – bee it an automobile, plane, train, couch, house, commercial building, etc.
Most Policies Have the Appraisal Clause
If you feel you’re at a dead end with your insurance company and want to resolve your claim you’ll need to check your policy for the Appraisal Clause. Most policies will have the provision listed under the “What to do after a loss,” section or the “Conditions” section of the policy. Below, you will find a sample of a typical Insurance Appraisal Clause included in most policies. Keep in mind that policies can be different in each state. Therefore, you should read your own policy to see if this clause exists. It will say something similar to the following ;
“APPRAISAL – If you and we fail to agree on the amount of loss, either one can demand that the amount of the loss be set by appraisal. If either makes a written demand for appraisal, each shall select a competent, independent appraiser. Each shall notify the other of the appraiser’s identity within 20 days of receipt of the written demand. The two appraisers shall then select a competent, impartial umpire. If the two appraisers are unable to agree upon an umpire within 15 days, you or we can ask a judge of a court of record in the state where the residence premises is located to select an umpire. The appraisers shall then set the amount of the loss. If the appraisers fail to agree within a reasonable time, they shall submit their differences to the umpire. Written agreement signed by any two of these three shall set the amount of the loss.”
OK, But How Does the Insurance Appraisal Process Work?
The Appraisal Process allows the policyholder (you) to hire an independent appraiser to determine the value of their damages. In turn, the insurance company will also hire their own independent appraiser. The two appraisers will then get together and select an umpire. The umpire is basically the arbitrator, or what you might call the judge. If a disagreement between the two appraisers arises, they can present their differences to the umpire who will make a ruling.